A wind mitigation inspection is a report completed by Assurance Home Inspection that may help homeowners qualify for an insurance premium discount. These discounts are given to homeowners who have wind-resistance features on their property. These features decrease the amount of damage that may occur during a hurricane or heavy windstorm. This translates into less risk for the insurance company which means savings passed on to the homeowner. In other words the wind mitigation can help you receive a discount on your insurance if your home meets certain criterias.
What do Wind Mitigation Inspections cover?
The main areas inspected during a wind mitigation inspection are the wind-resistant features of the property. These will include the home’s construction, gable-end bracing, roof geometry and design, the roof to wall connections – i.e. clips, straps, etc., any special impact resistant glass, reinforced garage doors, hurricane shutters, a secondary water resistance barrier, and any other protection used to help prevent wind-borne debris damage. With your certified wind mitigation report, the insurance company will calculate the amount of discount.